Yesterday I received a letter in the mail asking me to switch to semi-monthly mortgage payments. Well it actually said bi-monthly but who really knows what that means?

Mortgages – Smarter Mortgage

The bottom line is if I pay twice a month to my mortgage in an amount that is equal to my normal monthly mortgage then I will save almost 8 years. It will take me about 22 years to pay off a 30 year mortgage.

That is a HUGE savings and you can take that to the bank. [Read more...]

In Texas property tax is very high. We will pay around $7000 a year or so on our home in taxes. Pretty high! I opted to not use escrow and keep the money myself so I can earn interest through the year.

So I am looking to banks such as ING direct to do this. I am looking for a $25 referral link and have asked a friend to send me one. I get $25 and he gets $10 when i open my account with at least $250.