Best Credit Cards for Consumers

Credit-Land.com is a group that keeps an eye on various credit cards for the consumer by analyzing and ranking cards that offer some of the best values to customers. A combination of credit card benefits, credit card costs and consumer protection features are used to form the credit card rankings.

  • Discover Card Platinum – named the 2006 Holiday Shopping Credit Card of the Year, nationwide, features no annual fee, zero dollar fraud liability, a generous 5 percent cash back and a 25 day grace period, a low interest rate, zero percent introductory rate and a $15 dollar late fee for balances under $500.
  • Chase Bank Platinum Visa – is the second place winner with no annual fee, a Flexible Reward Program that offers points for every dollar spent and that can be redeemed either in cash or merchandise and collision insurance on auto rentals that can be a money saver on holiday travel.

  • Blue from American Express – offers no annual fee, a low APR and a reward program offered by Blue Card from American Express that is redeemable for merchandise from a selection of major retailers, gift cards or for travel.

  • Capital One No Hassle Cash Rewards Visa – is good for both travel and shopping, with a 1 percent cash back on purchases and 2 percent on gas purchases, no annual fee, travel insurance and a reasonable rate of interest.
  • First PREMIER Bank MasterCard – offers consumers with a poor credit history a chance to improve their credit with the lowest total cost of ownership offerings for those who do not qualify for a card otherwise, a 25 day grace period on purchases, with a 9.99 percent APR and a $25 late fee.

    We always recommend only using credit cards for emergencies and on things you will pay off on the first billing statement. It is helpful to shop around when it comes to credit cards. Find the credit card that sutis your needs.

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