Credit Counseling Companies

Recently a friend told me that he took his wife and went to a credit counseling corp in Texas. They had a few hour meeting to see if they could be helped to get their credit in order.

This couple if in their thirties and they have some kids. The husband recently graduated from school and has taken a job that pays rather well for recent graduates. Still with 4 kids money will be very tight. They borrowed a bit more than they should have in school on student loans and credit cards.

Now the find themselves unable to get a home and needing some help. They don’t know hot to budget and were drowning in debt. So the credit counseling corp said they could help. From what I know the credit counseling corp [Read more...]

INGdirect $25 Bonus referral

Are you looking for the $25 INGdirect Bonus referral? if so I have an account with a few referrals left. You have to deposit $250 to get the $25 and if you do I also earn $10.

So if you need the $25 referral for INGdirect let me know. I will send them out on a first come first serve basis.

[tags]INGdirect, referral[/tags]

Semi-monthly mortgage payments will save you 8 years

Yesterday I received a letter in the mail asking me to switch to semi-monthly mortgage payments. Well it actually said bi-monthly but who really knows what that means?

Mortgages – Smarter Mortgage

The bottom line is if I pay twice a month to my mortgage in an amount that is equal to my normal monthly mortgage then I will save almost 8 years. It will take me about 22 years to pay off a 30 year mortgage.

That is a HUGE savings and you can take that to the bank. [Read more...]