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How much Emergency Fund

June 23, 2007 By

the simple dollar has a post about emergency funds and how much is to much. Interesting topic as I was talking to my wife about this today as we drove between Spring and The Woodlands.

I like a 2 month emergency fund that I can get out fast. After that I like a few more months in a mutual fund that I can get out pretty quick. Above and beyond the emergency fund I am looking to get the best return on my money. Wherever the best return is, is where my money will be.

How much emergency fund do you have?

[tags]emergency fund, savings, mutual funds[/tags]

Filed Under: Banking, Budgets

Life Changes Save Money Save Credit By Making Another Budget

June 13, 2007 By

Have you done a budget lately? We have moved in the past couple of months and our budget has been changing every month. This month as things would begin settling down we found out that we would be having another baby. This of course will change things dramatically.

So a new job, a new home, and now a baby make for exciting times but stresses to a family budget. So many people put off making a budget when things are changing. Do you think this is a good way of handling your finances?

When times are turbulent you need to not only do a budget, but you need to keep refining it weekly if needed.

Filed Under: Budgets, Save Money