Credit Card and Loan Information and Tips

Our friends over at Westchester.com offer some great tips on buying gift cards for Christmas.

Sometimes, in fact, cash is a better gift, according to Gary Brown, director of the Westchester County Department of Consumer Protection. “Cash may not seem as ‘personal’ as a gift card, but cash doesn’t expire, there are no fees and people who receive a gift of cash tend to spend only that amount. Ten percent of gift cards end up going unused, which is why merchants love them.”

This post recommend you looking at the type of cards, fees, and expirations date.