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When credit cards are good

December 12, 2006 By Leave a Comment

In my last post I said when credit card usage is bad.  Now here is when using a credit card can be good.

When Credit Cards Are Good:

  • Good identification (required for cashing checks and most car rentals)
  • Safe substitute for cash.
  • Automatic record keeping.
  • Consolidates many purchases into one payment.
  • Saves money when you can take advantage of a good sale.
  • Orders can be placed easily by mail or phone.
  • You have leverage against the merchant when a problem arises. Your dispute/claim will get prompt attention when the merchant knows your payment can be delayed or disputed with the credit card company.
    • Filed Under: Credit Card Tips, Credit Cards

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